Financial institution-based transaction processing system and approach
Abstract
Transaction processing (210) for financial institution-based transactions (230, 240) is facilitated. According to an example embodiment of the present invention, a transaction processing approach involves the processing of financial aspects of a transaction between buying and selling parties using transaction rules (214) associated with a sponsoring financial institution (230, 240). Transaction-related information is processed as a function of business rules associated with the sponsoring financial institution to facilitate payment for the transaction and the assessment of fees associated with the transaction processing.
Term
No projected expiry on record.
- Priority
- Filed
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- Today
Every citation, both ways
| Document | Relation | Office | Cited during |
|---|---|---|---|
| WO0188813A1 | Cites | World Intellectual Property Organization (WIPO) | International search |
| US2002087455A1 | Cites | United States of America | International search |
| US2003018563A1 | Cites | United States of America | International search |
| US2003126047A1 | Cites | United States of America | International search |
| US2004010463A1 | Cites | United States of America | International search |
| US6167378A | Cites | United States of America | International search |
115 members in 10 offices
Priority claims3
| Document | Office | Kind | Date |
|---|---|---|---|
| 57837504 | United States of America | P | |
| 60578375 | – | – | – |
| US20040578375P | – | – | – |
Members115
| Document | Office | Kind | |
|---|---|---|---|
| CA2270883A1 | Canada | A1 | |
| WO9821678A1 | World Intellectual Property Organization (WIPO) | A1 | |
| AU5238098A | Australia | A | |
| US5910896A | United States of America | A | |
| EP0938715A1 | European Patent Office (EPO) | A1 | |
| AU729618B2 | Australia | B2 | |
| AU729618C | Australia | C | |
| EP0938715B1 | European Patent Office (EPO) | B1 | |
| WO0171603A2 | World Intellectual Property Organization (WIPO) | A2 | |
| AU5172101A | Australia | A | |
| AT206224T | Austria | T | |
| ATE206224T1 | Austria | T1 | |
| DE69707009D1 | Germany | D1 | |
| BR9713013A | Brazil | A | |
| DE69707009T2 | Germany | T2 | |
| US6571149B1 | United States of America | B1 | |
| MXPA99004344A | Mexico | A | |
| AU2003229017A1 | Australia | A1 | |
| AU2003229017A8 | Australia | A8 | |
| WO03096162A2 | World Intellectual Property Organization (WIPO) | A2 | |
| US2003233286A1 | United States of America | A1 | |
| US2004010463A1 | United States of America | A1 | |
| US6697702B1 | United States of America | B1 | |
| US6704612B1 | United States of America | B1 | |
| WO03096162A3 | World Intellectual Property Organization (WIPO) | A3 | |
| WO03096162B1 | World Intellectual Property Organization (WIPO) | B1 | |
| WO2004053775A2 | World Intellectual Property Organization (WIPO) | A2 | |
| AU2003298007A1 | Australia | A1 | |
| US2004138937A1 | United States of America | A1 | |
| WO2004053775A3 | World Intellectual Property Organization (WIPO) | A3 | |
| WO2004053775B1 | World Intellectual Property Organization (WIPO) | B1 | |
| US2005033671A1 | United States of America | A1 | |
| EP1508111A2 | European Patent Office (EPO) | A2 | |
| US2005165699A1 | United States of America | A1 | |
| EP1570399A2 | European Patent Office (EPO) | A2 | |
| US2005278251A1 | United States of America | A1 | |
| AU2005255453A1 | Australia | A1 | |
| AU2005255457A1 | Australia | A1 | |
| AU2005255458A1 | Australia | A1 | |
| CA2568584A1 | Canada | A1 | |
| CA2569338A1 | Canada | A1 | |
| CA2569351A1 | Canada | A1 | |
| WO2005124635A2 | World Intellectual Property Organization (WIPO) | A2 | |
| WO2005124639A2 | World Intellectual Property Organization (WIPO) | A2 | |
| WO2005124640A2 | World Intellectual Property Organization (WIPO) | A2 | |
| US2006015454A1 | United States of America | A1 | |
| WO2005124635A3This record | World Intellectual Property Organization (WIPO) | A3 | |
| WO2005124639A3 | World Intellectual Property Organization (WIPO) | A3 | |
| EP1508111A4 | European Patent Office (EPO) | A4 | |
| AU2005321978A1 | Australia | A1 | |
| AU2005321979A1 | Australia | A1 | |
| CA2592679A1 | Canada | A1 | |
| CA2592790A1 | Canada | A1 | |
| WO2006071881A2 | World Intellectual Property Organization (WIPO) | A2 | |
| WO2006071882A2 | World Intellectual Property Organization (WIPO) | A2 | |
| US2006167762A1 | United States of America | A1 | |
| US2006167791A1 | United States of America | A1 | |
| US2006167792A1 | United States of America | A1 | |
| US7110959B2 | United States of America | B2 | |
| EP1570399A4 | European Patent Office (EPO) | A4 | |
| US2007055582A1 | United States of America | A1 | |
| WO2006071882A3 | World Intellectual Property Organization (WIPO) | A3 | |
| EP1779308A2 | European Patent Office (EPO) | A2 | |
| EP1782255A2 | European Patent Office (EPO) | A2 | |
| EP1782259A2 | European Patent Office (EPO) | A2 | |
| AU2005255457B2 | Australia | B2 | |
| WO2006071881A3 | World Intellectual Property Organization (WIPO) | A3 | |
| MXPA06014349A | Mexico | A | |
| MXPA06014351A | Mexico | A | |
| MXPA06014352A | Mexico | A | |
| CN101027687A | China | A | |
| CN101031905A | China | A | |
| MX2007007998A | Mexico | A | |
| MX2007007999A | Mexico | A | |
| EP1831838A2 | European Patent Office (EPO) | A2 | |
| AU2005321979B2 | Australia | B2 | |
| EP1839256A2 | European Patent Office (EPO) | A2 | |
| AU2005255453B2 | Australia | B2 | |
| AU2005255458B2 | Australia | B2 | |
| AU2003298007B2 | Australia | B2 | |
| WO2005124640A3 | World Intellectual Property Organization (WIPO) | A3 | |
| CN101111860A | China | A | |
| CN101111861A | China | A | |
| AU2005321979C1 | Australia | C1 | |
| AU2008200685A1 | Australia | A1 | |
| US2008172314A1 | United States of America | A1 | |
| AU2005321978B2 | Australia | B2 | |
| US7496519B2 | United States of America | B2 | |
| CN101385044A | China | A | |
| AU2008200685B2 | Australia | B2 | |
| EP1782259A4 | European Patent Office (EPO) | A4 | |
| EP1782255A4 | European Patent Office (EPO) | A4 | |
| EP1779308A4 | European Patent Office (EPO) | A4 | |
| US2009150304A1 | United States of America | A1 | |
| AU2009202302A1 | Australia | A1 | |
| US2009171727A1 | United States of America | A1 | |
| EP1839256A4 | European Patent Office (EPO) | A4 | |
| US2009259576A1 | United States of America | A1 | |
| US2009287590A1 | United States of America | A1 | |
| US2009287598A1 | United States of America | A1 |
14 legal events, as 3 offices reported them to INPADOC
Over the term
Point at a mark for the eventEvents
| Event | Code | Office | |
|---|---|---|---|
| Wipo information: published in national officeWWP | WWP | WO | |
| Entry into the national phaseENP | ENP | AU | |
| Wipo information: published in national officeWWP | WWP | WO | |
| Wipo information: entry into national phaseWWE | WWE | WO | |
| Non-entry into the national phaseNENP | NENP | DE | |
| Wipo information: withdrawn in national officeWithdrawnWWW | WWW | WO | |
| Wipo information: entry into national phaseWWE | WWE | WO | |
| Wipo information: entry into national phaseWWE | WWE | WO | |
| Wipo information: entry into national phaseWWE | WWE | WO | |
| Wipo information: entry into national phaseWWE | WWE | WO | |
| Wipo information: entry into national phaseWWE | WWE | WO | |
| Request for preliminary examination filed before expiration of 19th month from priority date (pct application filed from 20040101)DPE2 | DPE2 | WO | |
| Designated statesAK | AK | WO | |
| Designated countries for regional patentsAL | AL | WO |
Numbers
- Publication
- 2005/124635
- Publication, DOCDB
- 2005124635
- Publication, EPODOC
- WO2005124635
- Application
- 20622
- Application, DOCDB
- 2005020622
- Application, EPODOC
- WO2005US20622
Titles2
- English
- FINANCIAL INSTITUTION-BASED TRANSACTION PROCESSING SYSTEM AND APPROACH
- French
- SYSTEME ET TECHNIQUE DE TRAITEMENT DE TRANSACTIONS BASEES SUR UN ETABLISSEMENT FINANCIER
Classification
- CPC, 6
- G06Q40/00
- G06Q20/02
- G06Q20/10
- G06Q20/12
- G06Q30/06
- G06Q40/02
- IPC, 2
- G06Q20 00
- G06Q40 00
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and 49 moreShow fewer
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