Municipally operated race betting system

Description: TECHNICAL FIELD [Detailed description of the invention]

【0001】

[Field of Use of the Invention]

The present invention relates to a public competition voting system, particularly to the handling of stakes in voting using a mobile phone. Public competitions include horse racing, bicycle racing, and boat racing, including lottery tickets.

【0002】

[Previous technology]

Voting for public sports such as horse racing and bicycle racing can be done by telephone in recent years. The stake (purchase of voting ticket) at that time is processed by reducing the amount of the prepaid card or withdrawing from the bank account opened in advance at the bank. However, you are free to increase your stake, you can buy more if the balance of your prepaid card is low, you can freely deposit money into your bank account, and you can continue voting without setting a limit. In particular, voting by telephone makes it easy to participate in the competition, but on the other hand, there is a risk that the financial sense will be paralyzed and the voting will continue endlessly.

【0003】

PROBLEM TO BE SOLVED: To

The subject of this invention is to set a limit on stakes, enjoy the competition safely, and quickly withdraw or refund stakes on a bank account, while taking advantage of being able to easily participate in public competitions with a mobile phone. It is to provide a safe and simple system (claim 1). Further, the subject of the present invention is a system that prevents the participation in the competition from escalating and increasing the stake by assuming that the balance of the bank account cannot be increased unless the balance of the bank account falls below a predetermined lower limit. (Claim 2). A further problem of the present invention is that it is possible to receive from the voting system center a so-called balance sheet that calculates the total of stakes and refunds and the record of winning and losing so far, and it is easy to check one's own performance and make a profit or loss. It is intended to provide a system that can be used as a reference in the future and can be expected to participate in the competition soundly (Claim 3).

【0004】

[Structure of the Invention]

The present invention provides a voting system center for accepting votes from a customer's mobile phone via a telephone line and voting for a public competition entity in a system for voting for a public competition from a telephone, and the customer and the voting At the time of contract with the system center, the customer's unique ID and mobile phone registration number, as well as the customer's bank account number and the maximum amount that can be voted are entered by inputting from the mobile phone via a terminal installed in a convenience store or the like. A means for storing the amount and a means for the customer to transmit the customer's unique ID and the registration number of the mobile phone from the mobile phone to the center at the time of voting are provided in the system center. Is a means for performing personal authentication from the customer's unique ID and the registration number of the mobile phone, accesses the computer system of the bank, confirms the customer's account balance, and sets the voting amount below the account balance. The above system is provided with a means for setting a predetermined amount and a means for determining whether or not the vote from the customer is within the range in which the voteable amount is not exceeded. The center provides a means for withdrawing the stake equivalent amount from the customer's bank account and transferring it to the above-mentioned bank account if a refund is generated after the end of the public competition.

【0005】

Preferably, the system center stores in advance the lower limit of the balance for allowing the balance of the customer's bank account to be increased, and if the balance is less than the lower limit, the customer can increase the balance and the balance is the lower limit. An additional means is provided so that the amount cannot be increased if the amount is more than the amount, and the additional means is performed by connecting the customer's mobile phone to a terminal installed in a convenience store or the like. More preferably, the past win / loss record table and the total table of the past stakes and refunds are transmitted to the customer's mobile phone.

【0006】

[Action and Effect of Invention]

In the invention of claim 1, it is possible to easily vote for a public competition from a mobile phone via the voting system center, and since the voting amount is set, the competition can be enjoyed with peace of mind. The computer of the voting system center and the computer of the bank are connected online, and the center can grasp the balance of the customer's bank account. Therefore, the system center can determine the voting amount for each customer. In addition, stakes can be withdrawn and refunds can be deposited in real time, funds can be easily managed at the center, and customers can immediately deposit refunds into their own accounts, which is safe and convenient.

【0007】

At the time of the initial contract between the customer and the system center, a mobile phone modular jack, etc. is connected to the terminal installed in the convenience store, etc., and the customer ID, mobile phone registration number, customer bank account number, and voting amount are available. The maximum amount of is stored in the computer of the system center. In this way, the number of each telephone is registered, and voting can be performed only from the mobile phone registered in the customer file, and unauthorized voting by others is prohibited. At the time of voting, prior to inputting the voting content, enter your own ID and mobile phone registration number, authenticate yourself at the system center, and confirm that the vote is by the owner of the mobile phone. At the time of contract between the customer and the system center, the reason why the terminal provided in the convenience store etc. is used is to prevent any number of people from freely making a contract, and the terminal provided in the convenience store etc. is used. This is because, for example, it becomes easier to eliminate contracts by minors.

【0008】

The amount that can be voted is a predetermined amount. For example, even if the bank account has a balance of an amount exceeding this amount, voting is not permitted unless the vote is less than the predetermined amount. Even if the customer wants to use the entire balance as a stake, he / she can only participate in the voting if the amount is less than the predetermined amount, so that he / she can vote calmly and safely and can enjoy it as a healthy entertainment. If the balance is less than or equal to the predetermined amount, the balance is the amount that can be voted. The amount available for voting is notified to the customer prior to voting. The above-mentioned predetermined amount may be set uniformly, but it may also be set for each customer according to the actual balance of the bank account and the like.

【0009】

The invention of claim 2 defines the conditions for accumulating the balance of the bank account. If the balance is less than the specified amount in claim 1, the voting amount must be less than or equal to the balance, and if the voter wishes to vote with a stake that is greater than or equal to the balance, the balance will be increased. Try to try. However, if the balance is freely increased, it becomes possible to vote as many times as necessary, and the meaning of setting the voting amount and setting the limit on the voting amount is lost. Therefore, the addition is possible when the balance becomes less than the predetermined lower limit. In the case of additional stacking, the mobile phone will be connected to a terminal installed in a convenience store or the like, and it will be difficult to perform additional stacking freely as in the case of contract by using the terminal.

【0010】

In the invention of claim 3, the customer file of the system center records the voting results of each customer, and carries a so-called balance sheet, which is a calculation table of past wins and losses and the total of stakes and refunds. It can be taken out by i-mode of the telephone. Customers can easily know their own performance and can use it as a reference for future voting. Data can also be used at the system center, such as being able to easily find customers with excellent results.

【0011】

[Example]

Figures 1 to 5 show the voting system of the embodiment. In the embodiment, the computer of the system center that provides various services, etc. via the telephone communication network, the mobile phone of the customer who connects to the center and receives voting and information, and the voting contents aggregated at the center are displayed. A computer of a public competition business entity that receives and transmits various information about the competition is provided, and communication between them is assumed.

【0012】

In Fig. 1, 2 is a mobile phone, 4 is a system center, which consists of computers, etc., 6 is its customer file, 8 is a computer of a public convenience store, 10 is a computer for managing a bank account, and 12 is its account. Management files, 14 are convenience stores, 16 are terminals installed in convenience stores 14 for connecting mobile phones 2, and 18 are cash dispensers for depositing and withdrawing cash.

【0013】

FIG. 2 shows the main configurations of the computer and the like shown in FIG. The terminal 16 for connecting the telephone 2 includes a display screen 30, an input unit 32 such as a push button, a communication control unit 34, a display screen control unit 36, a memory 38, and the like. The computer of the system center 4 has a communication control unit 40, a voting amount management unit 42, and a memory 43, and the voting amount management unit 42 determines the voting amount and manages the accumulation of the balance, which will be described later. In the memory 43, in addition to the customer file 6 for registering the information of the contracted customer, the voting information file 44, the result information file 46 for storing the winning / losing and the dividend, and the history information such as the winning / losing result are recorded as customer-specific information. It has file 48, bank account information file 50, etc. In order to respond to inquiries from customers, pre-race information such as forecast dividend tables obtained from each public competition business entity is provided to customers, for example, each time. The amount of money that can be voted for by customer and the additional management information may be managed by the customer file 6, the bank account information file 50, or the like.

【0014】

The bank computer 10 has a communication control unit 60 and an account management unit 62, has an account management file 12, and inquires about the balance of the customer. 66 and 68 are remittance and deposit control units, respectively.

【0015】

Public competitions include horse racing, bicycle racing, and boat racing, and each business entity has jurisdiction over them. The computer 8 of each business entity has a race information management file 80, and has files 82, 84, and 86 of data such as pre-race information (expected dividend table), race results, and dividends. Public competition may be widely interpreted and lottery tickets may be included. In that case, a winning number file, etc. will be provided. For the information of these data, the business entity 8 responds to the center 4 in response to the customer's inquiry to the center 4.

【0016】

Next, the processing in the embodiment in FIGS. 1 and 3 will be described. At the time of contract between the customer and the system center 4, the mobile phone 2 is connected to the terminal 16 installed in the convenience store 14 or the like, and the center 4 is connected to its own ID, telephone registration number, bank account number, and voting amount. Send the maximum amount of the above and register it in the customer file 6. The maximum amount that can be voted may be set for each customer, but for example, it may be uniformly set at 100,000 yen. The terminal 16 may be installed in an arbitrary place where many people come and go, in addition to the convenience store.

【0017】

After contracting with Center 4, when voting for a competition, the customer connects from the telephone 2 to the computer of the system center 4, sends his / her ID number and the unique number of the telephone, and receives identity verification. If the person is not authenticated, a reply to that effect is sent to the mobile phone 2 and the connection is terminated.

【0018】

After authenticating the person, the center 4 inquires the bank 10 about the account balance of the customer, and after the balance check processing described later, notifies the customer of the amount that can be voted. The customer may check whether or not the voting amount displayed on the display screen of the telephone 2 is insufficient for the amount to be voted, and if it is insufficient, the line connection may be terminated without voting. If there is a shortage but you want to continue voting, deposit money from cash dispenser 18 etc. into your account. If there is a deposit, the bank updates the balance, notifies the center 4 of the new balance, and the center 4 checks the balance again.

【0019】

Next, the customer inputs the voting content from the telephone 2. For example, in the case of horse racing, the racetrack name, race number, formula, horse number, amount, and number of sheets are input. Before voting, it is also possible to receive pre-race information such as the expected dividend table from entity 8 via center 4 and use this as a reference. If there is a vote through the center 4, the entity 8 checks the content of the vote and notifies the customer whether the input is appropriate or not. In the embodiment, the input content is checked by the business entity 8, but it may be performed by the center 4.

【0020】

Center 4 checks the voting amount (wager) described later and informs the customer whether the amount is appropriate or not. If the telephone 2 displays that the input contents and the voting amount are inappropriate, the customer resets the input settings, and the center 4 and the business entity 8 check the contents again.

【0021】

If the input is correct, Center 4 will immediately withdraw the amount equivalent to the stake from the relevant bank account. Then, the bank 10 notifies the customer of the end of voting via the center 4, and the customer terminates the connection of the telephone 2. At the center 4, the voting content is recorded in the customer-specific voting information file 44, and at the same time, the voting information is transmitted to the business entity 8 according to the customer's support. In reality, the information exchange between the center 4 and the business entity 8 is performed efficiently by aggregating the information of a large number of customers.

【0022】

After the race is over, the contents of the race result file 84 and the dividend file 86 of the business entity are sent to the center 4 as the race result, and the customer result information file 46 and the history information file 48 are updated. In the case of a winning race, Center 4 acts on behalf of Enterprise 8 and deposits the refund into the customer's bank account. The center 4 acts on behalf of the business entity 8 for withdrawing stakes and depositing refunds, but the business entity 8 may directly perform these operations. In the embodiment, if the withdrawal of the refund by the customer is small (for example, 50,000 yen or less), it can be freely done from a cash dispenser such as a convenience store, and if it is large, it is withdrawn from the bank with a cash card. We will be careful in handling cash.

【0023】

In addition, the customer can obtain his / her own winning / losing result and dividend information from the result information file 46 of the center 4 at any time. In addition, information such as annual and monthly winning percentages and performance tables can be freely retrieved from the history information file 48 by i-mode or the like. If you can easily know the past winning percentage and the total of stakes and dividends, you can use it like a balance sheet, use it as a reference for future voting, and save it as a record. Furthermore, in the center 4, it is possible to select the customer with the best performance from the customer history information file 48.

【0024】

Next, the balance check process and the stake check process by the center 4 will be described with reference to FIGS. 4 and 5. In the embodiment, the balance check process checks the bank balance to determine the amount that can be voted, and the stake check process causes the customer to check the stake per vote. The stake check process is to request the customer to confirm the stake again even if the vote is less than the stakeable amount, and to prevent an operation error in a simple vote by telephone. In the balance check process, the balance is also checked for the addition, and if the balance is not less than the predetermined lower limit, the addition is not allowed. That is, even if the customer wishes to increase the amount, if the balance exceeds a predetermined lower limit, the increase is not permitted, and the voting amount is limited.

【0025】

First, the balance check process will be described. In the embodiment, the voting amount is set to, for example, 100,000 yen, and the lower limit for additional amount is set to 5,000 yen. After authenticating the person at Center 4, the balance is inquired to Bank 10 and the maximum stake amount (voting amount) is determined. As shown in Fig. 5, if the balance exceeds 100,000 yen (Case A), the voting amount is set to 100,000 yen and the customer is notified. At this time, it is not possible to carry out additional charges to further increase the balance. If the balance is 100,000 yen or less, check if it is below the lower limit of 5,000 yen. If there is a balance exceeding 5,000 yen, that amount is the amount that can be voted (Case B), and this is notified to the customer. In this case as well, even if the customer wishes to increase the amount that can be voted, the amount cannot be increased unless the balance is below the lower limit. If the balance is 5000 yen or less (Case C), inquire about the intention to increase the balance and have the cash dispenser 18 etc. deposit money into your account. After the payment is made, the process returns to the beginning of the balance check process and determines the amount that can be voted. If the balance is 5000 yen or less, the connection with the center 4 can be terminated without voting as shown in Fig. 3, but it is also possible to vote for 5000 yen or less (Case C). ..

【0026】

Next, the stake check process will be described. When a stake is entered, it checks whether this is appropriate as the amount of one vote. In the embodiment, the maximum voting amount for one vote is 20,000 yen. This limit means that out of the 100,000 yen that can be voted in the balance check process described above, the amount that can be bet in one vote is limited to 20,000 yen. Even if the entered amount is 20,000 yen or less, the customer is asked to confirm the amount, and the customer is cautious by notifying that the amount is acceptable via the telephone 2. If the voting amount exceeds the limit or if you want to change the amount, you can re-enter it and check the amount again.

【0027】

As described above, according to the embodiment, 1) by connecting a mobile phone to a terminal installed in a convenience store or the like and making a contract with a business entity, it is possible to vote for a public competition from the mobile phone. Since contracts and bank balances are added via this terminal, contracts for minors, etc. can be excluded. 2) The stakes are deducted from the registered bank account at the same time as voting. Since the dividend is also transferred to the account promptly, it can be settled without handling cash, and the processing is reliable and quick. 3) There is an upper limit on the stake, which exceeds this upper limit. The balance cannot be used as a stake. The amount that can be voted is notified to the customer each time, and the player can enjoy the competition calmly. 4) Even if the balance of the bank account is less than the above upper limit, it cannot be added to the account. Additions cannot be made unless the balance is below the maximum amount that can be added, and the balances will be added one after another to prevent multiple votes. 5) A limit on the stake for one vote will be set. Prohibiting voting of more than the limit at one time and providing a system to enjoy the competition safely, 6) Customers can use their mobile phones to view their own performance charts and the total amount of stakes and dividends. Since it is possible to know, it is possible to provide a voting system that can grasp one's own performance and can be referred to when voting.

[Simple explanation of drawings]

[Figure 1]

Block diagram of the public competition voting system of the example [Figure 2]

Configuration diagram of the public competition voting system of the example [Fig. 3]

In the embodiment, a diagram showing the flow of data processing in each of a mobile phone, a system center, and a bank. [Fig. 4]

A flowchart showing the flow of the process of checking the voting amount in the system center of the embodiment. [Fig. 5]

The figure which shows the relationship between the balance of a customer's bank account in an Example, the amount that can be voted, and the addition process. [Explanation of symbols]

2 mobile phone 4 System Center 6 Customer file 8 Computers of public competition enterprises 10 Bank account management computer 12 Account management file 14 Convenience store system 16 terminal 18 Cash dispenser 30 Terminal display screen 32 Terminal input 34 Communication control unit of the terminal 36 Control unit of the display screen of the terminal 38 Terminal memory 40 System Center Communication Control Unit 42 System Center Voting Amount Management Department 43 System Center Memory 44 Voting information file for each customer 46 Competition result information file 48 Customer history file 50 Customer-specific bank account information file 52 Pre-race information file 60 Bank computer communication control unit 62 Account Management Department 64 Balance check processing department 66 Remittance Control 68 Deposit control unit 80 Race information management file 82 Pre-race information file 84 Race result file 86 Dividend file