Nova Patents
EP1559046A2

Automated banking machine

Abstract

This record has no abstract on file.

Term

Term ended

Projected expiry passed 17 October 2023, 2.9 years ago.

  1. Priority
  2. Filed
  3. Published
  4. Projected expiry
  5. Today

151 claims: 10 independent, 141 dependent

  1. 1
    Claims of equivalent WO 2004036386 A2 CLAIMS We claim:An automated banking machine apparafos comprising: a housing, the housing including a secure chest portion;at least one first input device adapted to receive identifying inputs from a user;at least one output device adapted to provide instructions to a user operating the machine;at least one second input device adapted for receiving instructions from a user;a cash acceptor mechanism adapted to receive a stack comprising a plurality of notes from a user, to separate each of the notes from the stack, to evaluate each note and to segregate suspected invalid notes from valid notes, wherein the cash acceptor mechanism is movably mounted in supporting connection with the chest portion, and wherein the cash acceptor mechanism is adapted to pass valid notes downward through a cash acceptor opening in the chest portion, and wherein the sheet acceptor is movable relative to the opening.
  2. 22
    An automated banking machine apparafos comprising:a housing, including a chest portion including an interior area;a user interface in supporting connection with the housing;a cash dispenser adapted to selectively dispense notes stored in the interior area of the chest portion to users of the machine;a cash acceptor mechanism, wherein the cash acceptor mechanism is movably mounted within the housing and outside the chest portion, and wherein in an operative position the cash acceptor mechanism is operative to receive notes input to the machine by users and to pass notes downward into the interior area of the chest portion.
  3. 35
    A method comprising:a) unlocking a first lock of a housing of an automated banking machine including a chest portion and a top portion outside and extending above the chest portion, wherein the chest portion houses a cash dispenser adapted to dispense cash from the machine, and wherein the top housing portion includes a cash acceptor mechanism adapted to segregate valid notes from suspect invalid notes input to the machine by users, and wherein the cash acceptor mechanism is operative to cause valid notes to pass to within the chest portion, and suspect invalid notes to pass to a suspect note area in the top housing portion, wherein unlocking the first lock enables access to the top housing portion;b) unlocking a second lock accessible within the top housing portion, wherein unlocking a second lock enables accessing the suspect note storage area.
  4. 50
    A method comprising:a) unlocking a first lock of a housing of an automated banking machine including a chest portion and a top housing portion outside the chest portion, wherein the chest portion houses a cash dispenser adapted to dispense cash from the machine, and wherein the top housing portion includes a cash acceptor mechanism adapted to segregate valid notes from suspect invalid notes input to the machine by users, and wherein the cash acceptor mechanism is operative to cause valid notes to pass to within the chest portion through a cash accepting opening in a horizontally extending wall of the chest portion, and suspect invalid notes to pass through a suspect note storage area in the top housing portion, wherein unlocking the first lock enables access to the top housing portion;b) subsequent to (a) moving the cash acceptor mechanism horizontally in supporting connection with the horizontally extending wall such the cash accepting mechanism extends out of the housing from the top portion.
  5. 62
    Apparatus comprising:an automated banking machine including: a housing;a user interface in supporting connection with the housing, the user interface including at least one input device and at least one output device, wherein the user interface is adapted to receive identifying inputs usable to identify user accounts, to output indicia usable to operate the machine, and to receive machine transaction inputs responsive to which the machine is operative to carry out at least one transaction function;a sheet holding area within the housing, wherein the sheet holding area is adapted to hold a stack comprising a plurality of financial instrument sheets in abutting relation;at least one movable picking member, wherein the at least one picking member is positioned such that a first sheet bounding the stack engages the at least one picking member, and wherem movement of the at least one picking member in a picking direction is operative to urge the first sheet to move relative to the stack in a first direction, and wherein the at least one picking member includes a plurality of sheet engaging portions adapted to engage the first sheet, and at least one recess wherein the at least one recess extends in the first direction and is intermediate of adjacent sheet engaging portions;at least one first stripper portion, wherein the at least one first stripper portion extends in generally aligned relation with the at least one recess, wherein the at least one first stripper portion is positioned to engage the first sheet when the first sheet moves in the first direction between the at least one picking member and the at least one first stripper portion, wherein the at least one first stripper portion is not in contact stripping engagement with the at least one sheet engaging portion when the first sheet is not positioned between the at least one picking member and the at least one first stripper portion;at least one second stripper portion, wherein the at least one second stripper portion engages at least one cooperating sheet engaging portion in contact stripping engagement, and wherein the first sheet is enabled to move in the first direction between the at least one second stripper portion and the at least one cooperating first sheet engaging portion;wherein responsive to at least one user input to the at least one input device of the user interface, the at least one picking member moves in the picking direction engaging a first face of the first sheet and urging the first sheet to move from the stack in the first direction while the first stripper portion and the second stripper portion engage an opposed face of the first sheet and resist movement of the first sheet in the first direction, wherein sheets included in the stack other than the first sheet are generally prevented from moving from the stack with the first sheet.
  6. 96
    Apparafos comprising:an automated banking machine apparafos including: a housing a sheet holding area within the housing adapted to receive a stack comprising a plurality of financial instrument sheets input by a user to the apparatus;5 at least one movable picking member adjacent the sheet holding area, wherein the at least one picking member is positioned such that a first sheet bounding the stack engages the at least one picking member, and wherein movement of the at least one picking member in a picking direction is operative to cause the first sheet to move 10 relative to the stack in a first direction, and wherein the at least one picking member includes at least one sheet engaging portion adapted to engage the first sheet, and at least one recess wherein the at least one recess extends in the first direction and is transversely disposed from the at least one sheet engaging portion;at least one first stripper f5 portion, wherein the at least one first stripper portion extends in generally aligned relation with the at least one recess, wherein the at least one first stripper portion is not in contact stripping engagement with a sheet engaging portion when no sheet extends between the at least one picking member and at least one stripper portion, and 20 wherein the at least one first stripper portion is adapted to engage the first sheet when the first sheet moves in the first direction relative to the stack and to enable the first sheet to move between the at least one picking member and at least one first stripper portion;25 at least one second stripper portion, wherein the at least one second stripper portion engages in stripping engagement at least one sheet engaging portion when no sheet extends between the at least one picking member and the at least one second stripper portion, and wherein the first sheet is enabled to move in the first direction 30 between the at least one sheet engaging portion and the at least one second stripping portion, and wherein in response to movement of the at least one picking member in the picking direction the first sheet moves in the first direction and in such movement engages the at least one first stripper portion and the at least one second stripper portion, and wherein sheets included in the stack other than the first sheet are generally prevented from moving from the stack with the first sheet.
  7. 99
    A method comprising:a) receiving a stack of financial instrument sheets into a housing of an automated banking machine;b) moving a first sheet bounding the stack in a first direction by engaging a first side of the first sheet with at least one sheet engaging portion of at least one picking member;c) engaging a second side of the first sheet opposed of the first side, with at least one first stripping portion, wherein the at least one first stripping portion conesponds to at least one recess extending transversely of the at least one sheet engaging portion;d) engaging the second side the first sheet with at least one second stripping portion, wherein the at least one second stripping portion corresponds in generally opposed engagement with at least one sheet engaging portion;e) separating the first sheet from the stack by movement of the first sheet in the first direction while in engagement with the at least one sheet engaging portion, at least one first stripping portion and at least one second stripping portion.
  8. 119
    The method comprising:a) moving a stack of financial instrument sheets in a first direction in a chute of an automated banking machine apparafos;b) moving a first sheet bounding one side of the stack in the first direction by engaging the first sheet with at least one moving picking member;c) imparting a transverse wave configuration to the first sheet moving in the first direction by engaging the first sheet between the at least one moving picking member and at least one first stripping member;d) moving the first sheet in engagement with the at least one picking member between the at least one picking member and at least one second stripping member, wherein prior to the first sheet moving between the at least one picking member and at least second stripping member the picking member and second stripping member are in biased abutting engagement.
  9. 124
    125. The method according to claim 124 wherein the machine includes a user interface including at least one input device, a plurality of notes stored in the chest portion, and at least one note dispensing device adapted to dispense notes stored in the chest portion from the machine, and further comprising:receiving at least one input from a user through at least one input device of the user interface;dispensing at least one note from the machine to the user through operation of the at least one note dispensing device responsive to the at least one input.
  10. 125
    126. An automated banking machine apparafos comprising:a housing;an opening in the housing, wherein deposit items are accepted into the housing through the opening;a container within the housing, wherein the container has an interior area, and wherein in an operative position of the container the interior area is in operative connection with the opening such that deposit items passed into the housing through the opening are moveable into the interior area;a moveable shaker member bounding the interior area of the container, wherein deposit items in the interior area are in supporting connection with the moveable shaker member;an acfoator in operative connection with the shaker member, wherein the acfoator is adapted to move the shaker member to cause shaking of deposit items in supporting connection therewith.
  11. 126
    127. The apparafos according to claim 126 wherein the moveable shaker member comprises a resilient member.
  12. 127
    128. The apparafos according to claim 127 wherein the moveable shaker member comprises a resilient membrane extending across a lower portion of the container.
  13. 129
    130. The apparafos according to claim 129 wherein the container further comprises at least one rollable support.
  14. 130
    131. The apparafos according to claim 130 wherein the container further comprises a telescoping handle, wherein the telescoping handle is extendable when the container is moved outside of the housing and is adapted to move the container away from the housing with the container supported on the rollable support.
  15. 132
    133. The apparafos according to claim 132 wherein the container further comprises a bottom wall in underlying the membrane, and wherein the acfoator extends in intermediate relation of the membrane and the bottom wall.
  16. 133
    134. The apparafos according to claim 133 and further comprising at least one flexible support extending between the bottom wall and the plate.
  17. 135
    136. The apparatus according to claim 135 and further comprising a security plate extending in intermediate relation between the upper wall opening and the membrane.
  18. 136
    137. The apparafos according to claim 136 and further comprising a horizontal transport adapted to move deposit items horizontally from the upper wall opening and above the security plate.
  19. 139
    140. The apparafos according to claim 139 wherein the cash acceptor mechanism includes a driving member, and the horizontal transport is in operative connection with a driven member, and wherein in an operative position the driving member of the cash acceptor mechanism is operative to drive the horizontal transport.
  20. 140
    141. The apparafos according to claim 140 wherein the driving member engages the driven member through the cash accepting opening in the chest portion.
  21. 143
    144. The apparafos according to claim 143 wherein the chest portion includes a vertically extending wall intermediate of the cash acceptor mechanism and the cash dispenser mechanism, and wherein the cash acceptor mechanism is movably mounted in supporting connection with the chest portion in a direction parallel to the vertically extending wall.
  22. 144
    145. The apparatus according to claim 144 and further comprising a user interface including at least one input device, and wherein the machine is operative to dispense cash through operation of the cash dispenser mechanism responsive to at least one input to the at least one input device.
  23. 145
    146. The apparafos according to claim 145 wherein the container includes at least one rollable support and at least one telescoping handle.
  24. 146
    147. An automated banking machine apparafos comprising:a) a housing;b) a user interface including at least one input device in supporting connection with the housing;c) a chest portion within the housing;d) a cash acceptor device within the housing, and outside and in supporting connection with the chest portion;e) a cash dispenser mechanism within the housing;f) a container removably mounted in the chest portion and adapted to receive cash from the cash acceptor device, wherein the container includes an interior area and a movable shaking member bounding the interior area, and an acfoator in operative connection with the shaking member.
  25. 147
    148. The apparafos according to claim 147 wherein the cash acceptor device is operative to determine if notes received into the housing are genuine, and to pass genuine notes into the interior area of the container through a cash accepting opening in the chest portion.
  26. 148
    149. The apparafos according to claim 148 wherein the container includes an upper wall including an upper wall opening, and wherein the upper wall opening corresponds to the cash accepting opening in an operative position of the container within the chest portion, and wherein the container includes a blocking plate disposed interiorly of the container, and a transport adapted to move notes that have entered the container through the upper wall opening horizontally to pass into the interior area below the blocking plate.
Independent claims26