Driver side air bag module with annular air bag

An air bag module (20) comprising an air bag (80), the air bag including: a face panel (82) having a first central opening (92) therein; a rear panel (84) having a second central opening therein, that portion of the rear panel about the second central opening forming a neck portion; a tubular insert (100) having an open end secured to the face panel (82) about the first central opening (92), the tubular insert including a closed end (110) opposite the open end, the tubular insert extending into the air bag, sides of the tubular insert including at least one opening (104a,104b); the tubular insert (100) including an inflatable portion having an open end secured about the at least one opening and upon inflation the inflatable portion is moved into the center of the tubular insert.