Method and system of contactless interfacing for smart card banking
Abstract
A method and system of smart card banking utilizes a contactless communication interface, such as infrared or a wireless or radio frequency interface, including, for example, a proximity interface. A contactless communication is initiated for a smart card user between a smart card application and the on-line system of a financial institution, such as a bank, the system verifies authorization for the communication, the information is communicated for the user to the on-line system. The contactless communication is initiated, and the information is communicated, for example, between a contactless interface transceiver of a personal data assistant, into which the smart card is inserted, and the contactless interface transceiver of an on-line terminal. Alternatively, the contactless communication is initiated, and the information is communicated between a contactless interface transceiver of the smart card and the contactless interface transceiver of the terminal.
Term
Term ended
Projected expiry passed 29 January 2019, 7.7 years ago.
- Priority
- Filed
- Published
- Projected expiry
- Today
Every citation, both ways
| Document | Relation | Office | Category | Cited during | Relevant claims |
|---|---|---|---|---|---|
| US4582985A | Cites | United States of America | A | Search report | 44,46,47 |
| US5221838A | Cites | United States of America | A | Search report | 27,33,39,48,49,56,57,73,74 |
| WO9535546A1 | Cites | World Intellectual Property Organization (WIPO) | XA | Search report | 1-14,16-20,22-25,34-37,40-45,47,55,58-61,63-7 |
| WO9745814A1 | Cites | World Intellectual Property Organization (WIPO) | A | Search report | 15,21,26,31,38,54,62 |
| WO9801905A1 | Cites | World Intellectual Property Organization (WIPO) | A | Search report | 1,63 |
| WO9825371A1 | Cites | World Intellectual Property Organization (WIPO) | PX | Search report | 1-3,6-13,16,22-24,27-29,32,34-36,39,43-48,50- |
7 members in 2 offices
Priority claims4
| Document | Office | Kind | Date |
|---|---|---|---|
| 73091P | United States of America | – | |
| 7309198 | United States of America | P | |
| 73091P | – | – | – |
| US19980073091P | – | – | – |
Members7
| Document | Office | Kind | |
|---|---|---|---|
| EP0933733A2 | European Patent Office (EPO) | A2 | |
| US2002062284A1 | United States of America | A1 | |
| EP0933733A3This record | European Patent Office (EPO) | A3 | |
| US2011173121A1 | United States of America | A1 | |
| US8346663B2 | United States of America | B2 | |
| US8924293B1 | United States of America | B1 | |
| US10078834B2 | United States of America | B2 |
16 legal events, as 2 offices reported them to INPADOC
Over the term
Point at a mark for the eventEvents
| Event | Code | Office | |
|---|---|---|---|
| Applications withdrawn, deemed to be withdrawn, or refused after publication in hong kongWithdrawnWD | WD | HK | |
| Application deemed to be withdrawnWithdrawn18D | 18D | EP | |
| Information on the status of an ep patent application or granted ep patentGrantedSTAA | STAA | EP | |
| Designation fees paidAKX | AKX | EP | |
| Extension fees paidAXX | AXX | EP | |
| Extension fees paidAXX | AXX | EP | |
| Extension fees paidAXX | AXX | EP | |
| Extension fees paidAXX | AXX | EP | |
| Extension fees paidAXX | AXX | EP | |
| Extension fees paidAXX | AXX | EP | |
| Designated contracting statesAK | AK | EP | |
| Request for extension of the european patentAX | AX | EP | |
| Search report despatchedPUAL | PUAL | EP | |
| Designated contracting statesAK | AK | EP | |
| Request for extension of the european patentAX | AX | EP | |
| Public reference made under article 153(3) epc to a published international application that has entered the european phasePUAI | PUAI | EP |
Numbers
- Publication
- 0933733
- Publication, DOCDB
- 0933733
- Publication, EPODOC
- EP0933733
- Application
- 99101544
- Application, DOCDB
- 99101544
- Application, EPODOC
- EP19990101544
Titles3
- German
- Verfahren und System zur kontaktlosen Schnittstellenbildung für Banküberweisungen mit Chipkarten
- English
- Method and system of contactless interfacing for smart card banking
- French
- Méthode et système pour l'interfaçage sans contact pour transactions bancaires avec cartes à puce
Classification
- CPC, 16
- G06Q20/352
- G06Q20/10
- G06Q20/105
- G06Q20/1085
- G06Q20/32
- G06Q20/3226
- G06Q20/327
- G06Q20/341
- G06Q20/40
- G06Q20/40145
- G07F7/0886
- G07F7/1008
- G07F7/1025
- G07F19/20
- G07F19/201
- G07F19/202
- IPC, 3
- G06Q20 00
- G07F7 10
- G07F19 00
Designated states25
- Contracting states, 19
- Austria
- Belgium
- Switzerland
- Cyprus
- Germany
- Denmark
- Spain
- Finland
- France
- United Kingdom
- Greece
- Ireland
- Italy
- Liechtenstein
- Luxembourg
- Monaco
- Netherlands (Kingdom of the)
- Portugal
- Sweden
- Extension states, 6
- Albania
- Lithuania
- Latvia
- North Macedonia
- Romania
- Slovenia