EP0843291A3
Improved self-service system
Abstract
An automated teller machine (10) or a home banking system (32) is operated to provide, during the delays associated with authorizing and acting upon a user instruction, a sales presentation related to a financial product. The type of presentation is selected by matching a profile of the user, obtained from a central information store (20), with profiles of target customers for a number of financial products.
Term
Term ended
Projected expiry passed 14 July 2017, 9.2 years ago.
- Priority
- Filed
- Published
- Projected expiry
- Today
1 sheet
Sheet 1
Every citation, both ways
| Document | Relation | Office | Category | Cited during | Relevant claims |
|---|---|---|---|---|---|
| US5220501A | Cites | United States of America | Y | Search report | 1-10 |
| US5305195A | Cites | United States of America | Y | Search report | 1-10 |
| US5482139A | Cites | United States of America | A | Search report | 1,2,5 |
| PATENT ABSTRACTS OF JAPAN vol. 1998, no. 07 31 March 1998 (1998-03-31) | Non-patent | – | – | Search report | – |
11 members in 7 offices; this record represents the family
Priority claims5
| Document | Office | Kind | Date |
|---|---|---|---|
| 9618110 | United Kingdom | A | |
| 9618110 | United Kingdom | A | |
| 9618110 | United Kingdom | – | |
| 9618110 | – | – | – |
| GB19960018110 | – | – | – |
Members11
| Document | Office | Kind | |
|---|---|---|---|
| GB9618110D0 | United Kingdom | D0 | |
| ZA976668B | South Africa | B | |
| JPH10105785A | Japan | A | |
| EP0843291A2 | European Patent Office (EPO) | A2 | |
| US5915246A | United States of America | A | |
| US6523743B1 | United States of America | B1 | |
| EP0843291A3This record | European Patent Office (EPO) | A3 | |
| JP4028623B2 | Japan | B2 | |
| EP0843291B1 | European Patent Office (EPO) | B1 | |
| DE69738801D1 | Germany | D1 | |
| ES2306455T3 | Spain | T3 |
36 legal events, as 5 offices reported them to INPADOC
Over the term
Point at a mark for the eventEvents
| Event | Code | Office | |
|---|---|---|---|
| Lapsed in a contracting state [announced via postgrant information from national office to epo]LapsedPG25 | PG25 | EP | |
| Announcement of lapse in spainLapsedFD2A | FD2A | ES | |
| Lapsed in a contracting state [announced via postgrant information from national office to epo]LapsedPG25 | PG25 | EP | |
| Patent expired after termination of 20 yearsExpiredPE20 | PE20 | GB | |
| Expiry of rightR071 | R071 | DE | |
| Annual fee paid to national office [announced via postgrant information from national office to epo]GrantedPGFP | PGFP | EP | |
| Annual fee paid to national office [announced via postgrant information from national office to epo]GrantedPGFP | PGFP | EP | |
| Annual fee paid to national office [announced via postgrant information from national office to epo]GrantedPGFP | PGFP | EP | |
| Annual fee paid to national office [announced via postgrant information from national office to epo]GrantedPGFP | PGFP | EP | |
| Fee paymentPLFP | PLFP | FR | |
| Lapsed in a contracting state [announced via postgrant information from national office to epo]LapsedPG25 | PG25 | EP | |
| Annual fee paid to national office [announced via postgrant information from national office to epo]GrantedPGFP | PGFP | EP | |
| Patent reinstated in contracting state [announced from national office to epo]PGRI | PGRI | EP | |
| Lapsed in a contracting state [announced via postgrant information from national office to epo]LapsedPG25 | PG25 | EP | |
| No opposition filedOpposition26N | 26N | EP | |
| No opposition filed within time limitOppositionORIGINAL CODE: 0009261PLBE | PLBE | EP | |
| Information on the status of an ep patent application or granted ep patentGrantedSTATUS: NO OPPOSITION FILED WITHIN TIME LIMITSTAA | STAA | EP | |
| Definitive protectionFG2A | FG2A | ES | |
| Register noted 'licences of right' (sect. 46/1977)746 | 746 | GB | |
| Corresponds to:REF | REF | EP | |
| Designated contracting statesAK | AK | EP | |
| European patent grantedGrantedFG4D | FG4D | GB | |
| (expected) grantORIGINAL CODE: 0009210GRAA | GRAA | EP | |
| Grant fee paidORIGINAL CODE: EPIDOSNIGR3GRAS | GRAS | EP | |
| Information provided on ipc code assigned before grantRIC1 | RIC1 | EP | |
| Despatch of communication of intention to grant a patentORIGINAL CODE: EPIDOSNIGR1GRAP | GRAP | EP | |
| Designation fees paidAKX | AKX | EP | |
| Request for examination filed17P | 17P | EP | |
| Designated contracting statesAK | AK | EP | |
| Information provided on ipc code assigned before grantRIC1 | RIC1 | EP | |
| Information provided on ipc code assigned before grantRIC1 | RIC1 | EP | |
| Search report despatchedORIGINAL CODE: 0009013PUAL | PUAL | EP | |
| Main classification (correction)RHK1 | RHK1 | EP | |
| Main classification (correction)RHK1 | RHK1 | EP | |
| Designated contracting statesAK | AK | EP | |
| Public reference made under article 153(3) epc to a published international application that has entered the european phaseORIGINAL CODE: 0009012PUAI | PUAI | EP |
Numbers
- Publication
- 0843291
- Publication, DOCDB
- 0843291
- Publication, EPODOC
- EP0843291
- Application
- 97305198
- Application, DOCDB
- 97305198
- Application, EPODOC
- EP19970305198
Titles3
- German
- Verbessertes Selbstbedienungssystem
- English
- Improved self-service system
- French
- Système libre-service amélioré
Classification
- CPC, 8
- G06Q20/18
- G06Q20/1085
- G06Q20/40
- G06Q30/0241
- G06Q40/00
- G07F19/20
- G07F7/00
- G07G1/00
- IPC, 11
- G07D9 00
- G06Q20 00
- G06Q20 10
- G06Q20 18
- G06Q20 40
- G06Q30 02
- G06Q40 00
- G07F7 00
- G07F7 08
- G07F19 00
- G07G1 00
Designated states1
- Contracting states, 1
- Sweden