System and method for generating currency file, safety equipment, transaction system and method

The system and method, safety equipment, transaction system and method for generating currency file

technical field

[0001] The invention relates to electronic payment field, specifcially seat, the system for referring to a currency disposed file, by the method and system for generating currency file, a storage currency file's safety equipment, a comprises a transaction system of the safety equipment and with the transaction system perform transaction method.

background technology

[0002]The utility model, comprising an electronic wallet, an electronic cash and lending money accounts arranged on the payment method in electronic payment field by a. At the middle method, fund remaining of the spreading to the formed in the card, transaction card, and tool of the POS terminal is a method, so that is connected with the bookkeeping fluctuation of fund remaining of. The utility electronic transaction payment system is a receiving folk remedy capturing of signal, accessing, and verification, and image collection system processing transaction, after by sending the card side transaction), a transmitting the card side system is a and transaction and connection result receiving folk remedy.

[0003] The existing electronic transaction payment system and merchant to the meter operation of a fingerprint of the system according mechanism of an cardholder's card mechanism and merchant meter is arranged on the operation perform, a wireless receiving and accessing, a data preparation and result feeding back folk remedy system and perform transaction, and un-re-changeable perform the actual operation meter, therefore transaction account's operation unreadable real-timely whole, usually, further - which is connected with the monitoring system to the meter perform the meter and transparent and settlement generating batch file, comprises a performing mechanism performing batch of the form of the program.

[0004] And the upper, wherein the upper transaction the system is for between the cardholders the direct current base plate, the S 卩, disregards is a fund and a. The invention, how is arranged cardholders fund and is of the field to urgently await is solved the technical problems.

invention content

[0005] The invention the system for aimed to providing a currency disposed file, by the method and system for generating currency element, a currency the file transaction authorization safety equipment, a comprises a transaction system of the safety equipment and with the transaction system perform transaction method. Is a market transaction system perform transaction, and is a fund the safety equipment possessors is received.

[0006] And the invention first aspect, the system for providing a currency disposed file, the currency of a document system comprises an initial currency generate device and background transaction processing device, wherein the initial currency generate device is used for generating the same initial, wherein the initial currency is provided with a sign data file number, wherein the sign data a currency currency value, wherein the background transaction processing device is a to the initial currency perform first signature, composed of a form a first certificate's currency file, participates on the first signature the data a to the initial currency and currency file's by information.

[0007] Preferably, wherein the sign data farther comprising issuing performing mechanism file name and issuing performing mechanism code, a serial number and at least one of a base and order of validity.

[0008] Preferably, wherein the initial currency farther comprising through the initial currency generate device is provided with a certificate edges of the mark data perform first signed to obtain.

[0009] Preferably, wherein the background transaction processing device is a uses the first perform to the first signing.

[0010] And the invention's the second aspect, the providing with the invention providing method of the generation system currency file, wherein the method comprises:

[0011] The step, wherein the initial currency generate device generate initial same, and the initial currency transmitting the background transaction processing device,

[0012] The step, wherein the background transaction processing device is provided with a same initial perform first signature, obtains the first a certificate currency file.

[0013] Preferably, wherein a step farther comprising a to the initial currency generate device is provided with a sign data perform primary signature, making the same initial with the initial certificate.

[0014] Preferably, wherein the step two, and first perform to the first signing.

[0015] And the invention's third aspect, the providing a safety equipment, the safety equipment comprises a chip, a storage chip with the safe data, the secret data is used for by the invention the method is generated currency file perform second signature of providing, composed of a form a second certificate's currency file, participates on the second signature the data and currency file comprising a currency file receiving terminal information.

[0016] Preferably, wherein the secret data is a readable second keystroke.

[0017] Preferably, wherein safety equipment comprises a storing to the currency file's first memory.

[0018] Preferably, wherein safety equipment comprises a connection end, the connection end is with the external input module and/or the external display module is connected with.

[0019] Preferably, wherein safety equipment comprises an input module and/or internal display module, wherein the internal input module and inner display module with the chip is connected with.

[0020] Preferably, wherein safety equipment comprises a communication module, the communication module connected with the chip is connected with.

[0021] And the invention's the first surface, the providing a transaction system, the transaction system comprises a payment side safety equipment and collecting side safety equipment and background transaction processing device, the is characterised, wherein the payment side safety equipment and collecting side safety equipment is the invention the upper protective device of providing, wherein the payment side safety equipment is a to by the invention the upper method for providing the outer currency file perform second signature, which form a second certificate currency file; the payment side safety equipment is a to the second a certificate the currency and isThe collection side safety equipment, wherein the acquisition side safety equipment is arranged on the second a certificate for payment side safety equipment sends out the currency and is provided with a background transaction processing device, wherein the background transaction processing device is a to the currency file's by information of the payment side change for collecting the side.

[0022] Preferably, wherein the background transaction processing device is a to the second a certificate the currency file's certificate first and second certificate perform verification.

[0023] Preferably, wherein the acquisition side safety equipment is a to the second a certificate the currency file's certificate first and second certificate perform verification.

[0024] Preferably, wherein the background transaction processing device is a to the payment side safety equipment and/or the collecting side safety equipment transmitting transaction succeeds or the fail information.

[0025] Preferably, wherein the acquisition side safety equipment to the currency and is connected with the background transaction processing device via a communication module.

[0026] Preferably, wherein transaction system farther comprising terminal device, wherein the terminal device comprises a external input module and external display module, and terminal device comprises a communication interface, which is connected with the payment side safety equipment connecting and/or the collecting side safety equipment connection end is connected with.

[0027] Preferably, wherein the terminal device farther comprising is used for storing the currency file's second memory.

[0028] And the invention's the surface; the providing with the invention providing method of the transaction system perform transaction, wherein the method comprises:

[0029] The step 100, payment of through the payment side safety equipment obtain and verification to the collecting side safety equipment information and transaction information;

[0030] Payment side of the includes a payment the currency file, wherein to the secret data to treat the payment the currency file perform second signature, obtains the second a certificate the currency file, the payment side is board is a payment side safety equipment to the second a certificate the currency and is connected to the collecting side safety equipment,

(0031) Is further 300, wherein the collecting side safety equipment received to the second a certificate the currency file; transforming the second a certificate the currency and is provided with a background transaction processing device, and converting said first certificate by the information of currency file's of the payment the side and side collecting.

[0032] Preferably, wherein the step 300 farther comprising a to the background transaction processing device is provided with a second a certificate the currency file's certificate first and second certificate perform verification, wherein after the first permit and second certificate of correctly; transforming the currency file's by information of the payment side change for collecting the side.

[0033] Preferably, wherein the step 300) with a to the collecting side safety device is provided with a second a certificate on the first permit and second certificate to perform of currency file, wherein the certificate first and second certificate verification tracing is connected with the transaction processing is provided with a transmitting the correctly to the second a certificate the currency file.

[0034] Is method, further - comprising:

[0035] The step 400, wherein the background transaction processing device is provided with a payment side safety equipment and/or the collecting side safety equipment transmitting succeeds transaction information.

[0036] Is method, further - comprising:

[0037] The step 500, payment side safety equipment and/or the currency file recycling on the side safety equipment to the background transaction processing device,

[0038] The step 600, deletion step 500 recycle to back transaction processing device in currency file's the first certificate, and currency file recycling to initial currency generate device.

[0039] For currency file generating system and outer method of currency file's the invention first certificate a currency file's by information, therefore, the head of preventing the counterfeited currency file; when used for currency file perform transaction safety. A clock, and a result of each currency file with same possessor's, information to the monetary context side monitor to the currency perform. An storage currency file's safety equipment based, the currency file's by a immediately report a consumption, avoid losing. A transaction process, a transmitting the invention in different safety equipment for providing system outer currency file, therefore, the circular method and paper money of the currency file is similar, without safety equipment a side or a side perform cleaning fibre of currency receiving criticizes, which is a currency receiving the safety equipment is arranged on the meter immediately, the communicate transaction flow; the shorten the trading hours.

Brief composed fo the drawings

[0040] The digital is used providing's is separation to the invention, and a part of composed of indication inwards, is used for explain the invention with the specifcially a groove of the one, and a consists of a to the invention. The digital:

[0041] Digital 1 is an invention providing drawing leds of currency file generating system,

[0042] Digital 2 is an invention providing generating currency file flow chart method of;

[0043] Digital 3 is the invention providing safety equipment a implements the manner of the drawing leds;

[0044] Digital 4 is an invention providing safety equipment the drawing leds of the second a groove;

[0045] Digital 5 is the invention providing transaction leds system, drawing

[0046] Digital 6 is a circular of a transparent plate the providing method for flow drawing leds.

[0047] Digital the invention

[0048] 1: chip 2: internal display module

[0049] 3: An input module 4: communication module

[0050] 5: Connecting 6: terminal device

[0051] 10: Initial currency generate device 20: Background transaction processing device

[0052] 30: Collecting side safety equipment 40: payment side safety equipment

[0053] 61: External display module 62: External input module

Specifcially a groove

[0054] To the invention claims a compromised of light figure's specifcially capable of perform the detail. That of understand, matter the specifcially a manner is composed of a to meter and explain the invention, are used for limiting the invention.

[0055] Shown as a digital 1, and the invention first aspect, the system for providing a currency disposed file, the currency of a document system comprising the same initial device disposed 10) and background transaction processing device 20, wherein the initial currency generate device 10 is used for generating the same initial, the same initial is provided with a sign data file number, wherein the sign data a currency currency value, the background transaction processing device of 20 to the initial currency perform first signature, composed of a form a first certificate's currency file, participates on the first signature the information a to the initial currency and currency file's by information.

[0056] The currency each first file's certificate comprises a currency file's by information and sign data, so that the head of preventing the counterfeited currency file; when used for currency file perform transaction safety.

[0057] A clock, and a result of each currency file with same possessor's, information to the monetary context side monitor to the currency perform. The invention, an storage currency file's device (the device can be safety equipment according to the following said that further can be is a storage functions terminal device based), the currency file's by a immediately report a consumption to the currency file perform layer, a avoids the losses.

[0058] The process of transaction, a transmitting the currency file in different safety equipment, therefore, the circular method and paper money of the currency file is similar, storage currency file's safety equipment a side or a side perform cleaning fibre of currency receiving criticizes, which is a currency receiving the safety equipment arrived on the meter immediately, the shorten the trading hours.

[0059] The invention, wherein the sign data at edges a currency, wherein the mark data the first time board form's currency file has. The sign data is used for with the currency receiving the currency file, so preventing counterfeited currency file. The same initial perform first time board for currency file; the currency file of a to the data mark, comprising farther currency file's by information, so capable of preventing the counterfeited currency file. Preferably, wherein the sign data further - comprising a disposed to the initial currency issuing performing mechanism file name and issuing performing mechanism code, a serial number and at least one of the contacting data and order of validity.

[0060] That of understand, matter “disposed on the same initial issuing for performing mechanism is a tool the initial currency generate device, and is the same initial device disposed with a mechanism. Equal to type paper money Central set. The serial numbers is an to form a currency file serial numbers of initial same. Each initial currency's serial the invention ensurring. Matter “order validity of a reference the order of validity of the currency file a circulate. When of the currency file surpasses the order of validity, unreadable continue to circulate, the issuing performing mechanism to the currency file perform recycling.

[0061] A clock, wherein the mark data further comprises each of commemorative information (e.g. commemorates, Olympic Games' information), a to the currency file to form to commemorate paper money, a power supply as.

[0062] With a penetrates through the first signature the same initial to circulate, therefore, matter “the first signature in equal to the initial currency generate device outer edges currency perform activation. The same initial is activation and is mounted the currency file, so that is convenient to the currency file and perform.

[0063] With the first certificate's currency file a uniqueness, are replicable, and after being stolen, are arranged using, the invention can ensure that the currency file's safety, a separation and economic consumption to the currency file's by.

[0064] The currency receiving with and currency and currency value, for example, a currency value of currency file can be connected between 100 and 50 elements and 20 unit and a on.

[0065]When the currency of a document mechanism is a, and a currency of document mechanism of the initial currency generate device is provided with a sign data perform primary signature, so as to the initial with same initial certificate. Namely, wherein the initial currency comprises the mark data and initial certificate. Is a verifiable the currency file's issuing performing mechanism to the initial certificate perform verification, so capable of preventing the counterfeited currency file. Can use the initial key perform to the primary signature, wherein the initial key to make the symmetrically key, or a switching key.

[0066] The invention, the background transaction processing device 20 is the first to the initial currency perform first signing. A background transaction processing device of storage is provided with a identifying the first of the first certificate. The first is symmetric key, or a switching key.

[0067] The condition according to the background transaction processing device 20 is a switching key perform first signature, wherein the first comprises a first private key and first public key, the background transaction processing to 20 storings is provided with a first private key. Background transaction processing device 20 is a claims the first private key match's first public key, and storing the safety equipment, safety equipment of the first public key for first certificate perform verification to the currency file, during wherein truth, improve currency file's safety.

[0068] And the invention's the second aspect, the providing with the wheel of a transparent plate providing method of the generation system currency file, wherein the method comprises:

[0069] The step, the initial currency generate device 10 disposed currencies edges; and initial currency transmitting to back transaction processing device, 20

[0070] The step two, a background transaction processing device 20 and same initial perform first signature, obtains the first a certificate currency file.

[0071] And the preceding text that wherein the step a further comprises a using to the initial currency generate device is provided with a sign data perform primary signature, making the same initial with the initial certificate.

[0072] Connected to the preceding text that which is a first perform first signature, wherein the first is a symmetric key, a non-inductive symmetrically key.

[0073] And the invention third aspect, comprising an providing a safety equipment, the safety equipment comprises a chip, a storage chip with the safe data, the secret data is used for by the invention the method is generated currency file perform second signature of providing, a generating a second certificate's currency file, participates on the second signature the data and currency file comprising a currency file receiving terminal information.

[0074] Participates on the second signature information can be comprising a currency file receiving terminal information and participates on the first signature of information (comprises a sign data and currency file's possessor's information). Using the secret data to the currency file perform second signature to currency marking file possessor's the approval to transaction, so the safety of improve transaction.

[0075] The safety equipment to be with different currency and currency file perform second signing. The safety equipment chip I storage is provided with a to the currency file perform second signature a transaction process the safe data, wherein the perform transaction, which is the secret currency data file perform second signature to the first a certificate, participated on the second signature the information comprising a currency file receiving terminal (. i.e, the side) information, so the definitive currency receiving file's object, avoid missing the currency receiving the people's, risk improve transaction safety process.

[0076] The invention, wherein the security file and sending the clamping mechanism unified is distributed. Matter an card mechanism is a background transaction processing device is arranged in the following mentioned managing and a mechanism. The customer application safety equipment; and a clamping mechanism to personalize safety equipment, the generating device of a safety equipment is used for the second signature the safe data. The customers of each safety equipment, by paper money false issuing a clamping mechanism purchase currency file.

[0077] The safety of improve transaction, preferably, wherein the safe data is a readable second keystroke. Of is symmetric key perform second signature, which is a switching key perform second signature, wherein the switching key perform second time board, the second keystroke of the second private key, and a safety equipment storage is provided with a safe data in the second public key. When the safety equipment by receiving to coming from the safety equipment currency circuit, which is provided with a second certificate perform verification device of currency file and a key and a wireless, a verifiable wherein truth.

[0078] The invention, the currency file storage, located on the safety equipment, the currency file memory, with the safety equipment connected with the terminal device.

[0079] The currency file storage the safety equipment, a ease for operating, preferably, wherein safety equipment comprises a storing the currency file's first memory.

[0080] The first memory for storing to are the currency receiving the safety equipment second signature the currency file and process and currency receiving the safety equipment second signature the currency file. A first certificate currency file to the currency file; the safety equipment by the payment, a selected is hinged to the use currency file. Access the second storing area the currency file using is a currency file of transition, unreadable continue using. Preferably, wherein safety equipment to be are using same file and process a currency file perform mark, wherein avoid safety equipment by a on the perform payment the taxi misoperation. For example, a first and second memory (partitioning is not a first storing area and second storing area is provided with two different paper file on the first memory), which are for using same arranged on the first storing area, and storing by using same file in the second storing area. Further, or can be connected with the software to the currency file perform processing use, such is formed by using same file unreadable and is; and can avoid safety equipment by a on the perform payment the taxi misoperation.

[0081]Currency receiving the circuit, possibly of a protection device (or other terminal device of currency and file) CPU (or other terminal device of currency and file) is safety equipment. The invention, matter to define using same file is: On a safety equipment, comprising a penetrates through the safety equipment second signature the currency file, namely, without using same file capable of the first a certificate (the currency are file and), which is a safety equipment (non-inductive is in a safety equipment) and second certificate (. i.e, the currency receiving underwent at least one) and. The currency file according define's matter using transition is: On a safety equipment, which penetrates through the safety equipment second signature the currency file.

[0082] Can be connected identifying currency file information and second signature to position and history of determining currency file, so capable of preventing the counterfeited currency file.

[0083] A, and second signature perform verification of currency file finished, the second seal according deletion of the upper safety equipment the currency a file.

[0084] And the invention claims a method, a shown as a digital 3 safety equipment comprises a connecting 5, wherein the connection end 5 are used with the external input module 62 and/or the external a display module connected 61. The external input module (62) is an independent's input device (e.g., a keyboard), the external display module (61) is an independent's display device (e.g.,) display. Or the external input module 62) and external display module 61 of a belonging to the terminal 6 device. The invention, terminal device 6 is a mobile phone, a computer, a flat computer and a on. The external input module 62 are used to the chip input operation command of safety equipment, the external display module 61 are used for displaying the operation interface. A backlight to perform the operations through the application program (be payment currency element, a currency the file perform second signature comprising the).

[0085] Or; and invention connected to a implements the groove; shown as a digital 4, wherein safety equipment comprises an internal display module 2 and/or the inner input module 3, wherein the internal display module 2) and an input module and 3 chip I am connected with. By an input module of 3 to the chip I input operation indicating, 2 is a display with safety equipment operation interface is the inner display module. The case, safety equipment by use of said safety equipment perform transaction, and are electrically the external connecting terminal device, safety equipment according so of an invention is not of the limit of application state.

[0086] Shown as a digital 4, wherein safety equipment further comprises a communication module 4, wherein the communication module and 4 chip I am connected with.

[0087] The communication module (4) is used for communication between two safety equipment, transmits a second certificate currency file, which is used for the safety equipment and communication between background transaction processing device. The communication module (4) is limited communication device, the bluetooth device or near field communication device of the communication device, a long and for communication or safety equipment and the communication between background transaction processing device two safety equipment and.

[0088] And the invention first aspect, further - comprising a providing transaction system, the transaction system comprises a payment side safety equipment 40, wherein the safety equipment 30 and background transaction processing device, 20; the payment side safety equipment 40) and collecting side safety equipment 30 of the application the upper protective device of providing, the payment side safety equipment of 40 to by the invention the method is generated currency file perform second signature of providing, composed of a form a second certificate currency file, and payment side safety equipment 40 capable of the second a certificate the currency and to the collecting side safety equipmentTh 30, wherein the side safety equipment 30 capable of the second a certificate for payment side safety equipment 40 is the currency and to the background transaction processing device 20, the background transaction processing device 20 capable of the currency file's by information of the payment side change for collecting the side. Matter background transaction processing device 20 to the background transaction processing device for preceding and a mechanism for making the same device.

[0089] That of understand, matter “payment side body and a collecting side is a pattern intercom. In a transaction a payment side of which is in other located in the side of. Similarly, wherein a transaction for collecting side of which is in other transaction a payment side of.

[0090]The payment direction collecting side payment, payment side is payment side safety equipment 40 safe currency data file perform second signature to the first a certificate, a second generating certificate, and a second permit and currency to the side safety 30 device. Collecting side safety equipment 30 a second certificate currency file according to 40 sending and receiving to the payment side safety equipment, the currency and to the background transaction processing device (20), a second certificate the first certificate perform the change of the currency receiving the background transaction processing device 20 pairs of the side safety equipment 30 is a, the first certificate by the currency file's a payment side change for collecting side.

[0091] The invention providing system simple structure, the deployment and later period of a cost is reduced transaction terminal, and communicate the transaction later period's processing flow (i.e., upload to said transaction is detailed and settlement), a simplify the flow transaction.

[0092] Currency file's according truth order to a 40 sending out from the payment side safety equipment, preferably, the collecting side receiving to the currency file perform verification for payment side safety equipment 40 is a. Can be connected with the tool to the currency file perform verification for collecting the safety equipment 30 receiving force part.

[0093] For example, the background transaction processing device 20 settings is capable of the collecting side safety equipment 30 transmission and second a certificate the currency file's certificate first and second certificate perform verification.

[0094] , Or can use the currency file perform confirmations of the side safety equipment 30 pairs of payment side transmission. The specifcially seat, for example, a background transaction processing device 20 is capable of the first private key is connected to the initial currency perform to the first signature, the first public key for controlling, therefore, a 40 and collecting side safety equipment 30 and storings the payment side safety equipment with a first private key matched with the first public key. Can use the first public key to the first certificate perform verification of currency file.

[0095] Similarly, payment side safety equipment 40 and safe data can be is the second private key, a bus with the second private key matched with the second public key, therefore, and second public key of the collecting side safety equipment 30 storings. A second certificate currency file for payment when the safety equipment 40 with the second certificate's and currency to the side safety equipment 30: 00, the collecting side of the 40 is by the side safety equipment 30 pairs of payment side safety equipment the second certificate perform verification.

[0096] First time board and verification currency receiving function of the first signature to the currency file perform the external with, the background transaction processing device 20 is with the payment side safety equipment 40 and/or the collecting side safety equipment 30 transmission transaction succeeds or the fail information, to receive the transaction the safety.

[0097] Specifcially seat, comprising knows the collecting side safety device is a verifying 30 to the background transaction processing device 20 a currency circuit for real currency file, the background transaction processing device of 20 to the payment side safety equipment 40 and/or the collecting side safety equipment 30 transmission succeeds transaction information, and knows the collecting side safety device is a verifying 30 to the background transaction processing device 20 a currency circuit is a false currency file, background transaction processing device (20) payment side safety equipment 40 and/or the side safety equipment transmitting transaction information fail.

[0098] The invention, the collecting side safety equipment 30 are the same and sides of the manner of wire communication the processing device, and capable of the currency and background transaction processing device through the way of wireless communication 20.

[0099] Payment when the safety equipment 40) and side safety equipment 30 at least one when the is safety equipment according digital or 1, wherein the transaction system farther comprising terminal device 6, wherein the terminal device 6 is the external input module 62) and external display module (61); and terminal device 6 comprises a interface, which is connected with a payment side safety equipment 40 connecting and/or the collecting side safety equipment 30 connection ends. When the terminal device 6 is the mobile phones; the interface is for mobile phone's audio port.

[0100] Payment when the safety equipment 40) and collecting side safety equipment 30 of the safety equipment according digital 2, or a which is needed and providing extra terminal device.

[0101] And the preceding text that the currency file and the payment side safety equipment 40, wherein the collecting side safety equipment 30 on. On the condition, a or the collecting the side safety equipment the inner a first memory in the payment side safety equipment.

[0102] Further or; the terminal device comprises of the currency file's second memory for storing. When the transaction, a storage of the currency file with the indication selection external second memory. The terminal device the second memory, which are or the collecting the side safety equipment the inner a first memory in the payment side safety equipment, so simplified safety equipment structure. A, the external second memory is can be used as the payment side safety equipment and side safety equipment is a supplementary of the first memory, so storage large measuring currency file.

[0103] Preferably, background transaction processing device comprises 20 and interface, wherein the interface and a obtaining the currency file's and information. Which is connected with the interface and the device and released, a flow direction of the device and currency detection method. The payment side is the querying and device comprises a flow direction according of currency receiving explicitly the pay, so the generation according to avoid cheating.

[0104] And the invention's the surface; the providing with the invention providing method of the transaction system perform transaction, wherein the method comprises:

[0105] The step 100, payment ends and verification the collecting side safety equipment information and transaction information through the payment side safety equipment 40, information

[0106] Step 200, payment side of the treat the payment the currency file, wherein to the secret data to treat the payment the currency file perform second signature, obtains the second a certificate the currency file, the payment side is payment side safety equipment 40 collected by the second a certificate the currency and to the collecting side safety equipment 30, wherein

[0107] The step 300, collection ends and second a certificate the currency file; transforming the second a certificate the currency and is provided with a background transaction processing device, a movable first certificate by the information of currency file's of the payment the side and side collecting.

[0108] That of understand, a ease of the safety supervision of the upright and transaction, the payment side safety equipment 40) and side safety equipment 30 equipped with only marks' ID or the form, and ID masking or a apparatus is two ends of the background transaction processing 20 device. Therefore, the step 100, payment side is payment side safety equipment 40 for collecting the safety equipment 30 information collecting comprising side safety equipment ID or the side safety equipment collecting account numbers. The payment side safety equipment 40 can be connected in wireless communication module is or outer cup cover (e.g., bluetooth device) and side safety 30 device. A transaction information of the step 100 the amount of currency file payment is needed to pay button, a side safety equipment of 30 to the amount of currency file payment side safety equipment 40 transmitted to a pay, the MCU comprises the amount of currency file of pay, wherein the amount input to payment side safety 40 device.

[0109] And a transaction information and step 100 obtain the side safety equipment information, the perform step 200. That the technical field of the understand, payment side of the currency file of a payment for generating a first certificate currency file. Is provided with a safe data to treat of the payment the payment the currency file perform second signature and currency file a second certificate, and then a second permit and currency to the side safety equipment. The payment side of the manual treat the payment the currency file, which is a payment side safety equipment according generation of payment between the automatic safety equipment. Matter, currency file according to pays a storage on the side payment safety equipment, a storage circuit arranged on the side payment safety equipment connected with the terminal device.

[0110] And the preceding and participated that wherein the second signature the information collecting comprising A Xinxi (collecting side safety equipment ID or account numbers) and first signature information, the invention therefore, the second time signed can receive the currency and to the collecting and side, at least one of the currency file for payment side safety equipment 40 sends out of the coin thereof.

[0111] The collection side safety equipment 30 receiving to payment side safety equipment 40 transmission a second certificate currency file, with the second certificate currency and background transaction processing device, a transducing to the collecting side of the payment side of by information of the certificate, so the relative to the side truly with a currency file of payment side payment. Currency file's by a payment side is implemented to the collecting side, the collecting side is a currency file, and is needed Qing fibre of perform background to criticize, shorten transaction flow.

[0112] Order to ensure of the transaction the currency file is a real, and guaranteed for security trading, preferably, a step 300 farther comprising by a second certificate currency file's certificate first and second certificate for perform of a background transaction processing device 20 pairs of the side safety equipment 30 and is; and after the first permit and second certificate of correctly, the currency file's by information of the payment side change for collecting the side.

[0113] Layer and currency file is, wherein the invention method for providing the outer currency file perform payment, can avoid the taxi repeat cutting payment.

[0114] That of understand, matter “and second a certificate currency file for collecting the safety equipment 30 and arrived at least is arranged on a transaction the currency circuit of the payment side safety equipment 40 second certificate, the side safety equipment 30 and arrived at.

[0115] The payment side of the safety equipment 40 a second certificate except for the transaction, the currency file and is connected with the safety equipment the second certificate. Background transaction processing device 20 is a second certificate with multiple second certificate perform verification of the currency, client to confirm the circular history of the currency file, so the circular perform and currency file.

[0116] Or; a background transaction processing device 20 pairs of a second certificates' the first permit and second certificate is of a currency file finished, the second certificate deletion, the first with certificate's currency file a loop to the collecting side safety 30 device.

[0117] 20 Capable of all of the currency file's truth and currency change file function of information by using the background transaction processing device, and is needed the transparent fibre settlement system, time recorder so the shorten the whole process transaction is needed.

[0118] Of using background transaction processing device 20 of currency files' truth, further - comprising by the side safety equipment 30 of currency files' truth. The case, which is a switching key first time to board to the currency file perform and second signing. The specifcially, a background transaction processing device 20 is the first private key is the same initial perform signature, obtaining the first a certificate the currency receiving button, a side safety equipment 30 and payment side safety equipment 40 and storings with the first public key matched with the first private key. The invention, payment side of the storage and payment side safety equipment 40 first public key for first certificate perform verification to the currency receiving button, a slot and can use the side safety equipment 30 first public key for first certificate perform verification to the currency file.

[0119] Similarly, which is a collecting side safety equipment 30 pairs of payment side safety equipment 40 transmission with the second certificate currency file's certificate first and second certificate perform verification. The specifcially, a background transaction processing device is a first private key is the same initial perform first signature, the payment side safety equipment 40 and a switching keys currency file perform second signature to the first a certificate, the payment side safety equipment 40 safe data is the second private key, the collecting side safety equipment storage with the first private key matched with the first public key and second private key matched with the second public key, therefore, the collecting side safety equipment 30 can use the first public key and second public key are the second certificate perform verification to the currency file's first certificate.

[0120] Convenient for payment A He The collecting protecting sealing bargain for succeeds, preferably, and method comprises: Step 400, background transaction processing device (20) payment side safety equipment 40 and/or the side safety equipment 30 transmission succeeds transaction information. After receiving the transaction succeeds the information, the payment side safety equipment 40) and collecting side safety equipment 30 the wireless communication between two sealing.

[0121] Preferably, wherein the method comprises: Step 500, payment side safety equipment 40 and/or the side safety equipment 30 with a undergone the currency file recovery of the second signature to the initial currency disposed; deviceThe step 600, deletion step 500 recycle to back transaction processing device in currency file's the first certificate, and currency file recycling to initial currency generate device. Payment when A Huo the collecting side and is needed the currency file, the currency file returns the background transaction processing device, convert the cash. Background transaction processing device the currency and to the initial currency generate device, relative to the currency file to the main loop of the activation.

[0122] That of understand, wherein the implements the manner of merely is a cast a method to explain the principle of the invention selecting, however the invention by a limit to the. Is the diameter of the claims a field, and are separated from the invention mental and substantive condition, can be each pair of aberrations and improvements; the aberrations and improvements further type and invention protection range of protecting.