Terminal and system for implementing secure electronic transactions

The terminal includes a terminal module (1) and a personal security device (31). The terminal module (1) is adapted to receive high-level requests from an application (Fap) installed on an electronic unit. The high-level requests are independent of the personal security device (31).The terminal module (1) and/or the personal security device (31) includes a reprogrammable memory for storing and a unit for executing a filter program (F) translating the high-level requests into at least one of either (i) at least one sequence of exchanges of data between the terminal module (1) and the user or (ii) a sequence of at least one elementary command that can be executed by the personal security device, together with a unit for protecting the filter program (F, 62) to prevent any modification of the filter program by an unauthorized entity. The filter program includes a unit for identifying and/or authenticating the source of requests sent by the application (Fap) installed in the electronic unit.